2025-2026 Rates and Dividends

Public Entity Partners’ Board of Directors met in February to determine rates and dividends for the upcoming policy year.

Rates

The board approved the following changes for base rates for policies renewing during the 2025-2026 policy year, beginning July 1, 2025.

Please keep in mind that changes to your entity’s individual exposures and losses will also impact premiums. Examples include changes in your building values, overall payroll, services provided and your entity’s loss history.

Dividend

One benefit of Public Entity Partners membership is the return of excess dividends to members. From 1997 to 2024, Public Entity Partners returned $138 million in dividends. This amount does not include the $7 million of COVID-19 Emergency Relief funds that were returned to members in FY 2020.

Our Board of Directors has declared a $5 million dividend to be returned to members for policies renewing in the FY 2025-2026. When our board declares a dividend, it is based on several factors, including the loss ratio performance of all PE Partners’ members during the prior year and each member’s historical loss ratio.

Dividend letters will be distributed to members starting in the middle of this month.  

Should you have any questions about rates, please contact your underwriter.